January 23, 2018

Category Archives: Insurance

4 tips for parents during Medication Safety Week

4 tips for parents during Medication Safety Week

by Lauren Mandel Whether you take over-the-counter pain killers for headaches or prescription drugs to treat a chronic illness, most of us have taken medication at one point or another. And when it comes to keeping medication in your house, there are some important best practices you should know to help protect your family. This week is Medication Safety Week, which is a great time to learn how to build a safe space for you and your family. To help raise awareness, we’ve outlined 4 tips about medication safety for parents. Never leave children unattended. This one might seem obvious, but an estimated 53,000 toddlers are brought to the emergency room each year for ingesting something they shouldn’t. Ensure children are supervised…Continue Reading

Help prevent diabetes on World Health Day

Help prevent diabetes on World Health Day

by Lauren Mandel Each year, the entire world comes together to celebrate the importance of health on World Health Day. This year is no different, but for 2016, there is a specific health initiative associated with the holiday: diabetes awareness. According to the World Health Organization, around 350 million people worldwide have diabetes, and that number is expected to double over the next two decades. But did you know that of those diabetes cases, 90 percent are type 2 diabetes? Do you know the difference between type 1 and type 2? Could you use more information on diabetes in general? To help support the mission of the World…Continue Reading

What is a ‘UCR charge’ anyway?

What is a ‘UCR charge’ anyway?

Health insurance is most often a beneficial thing to have. When you get sick or injured, it helps you pay your medical bills. The trick with using your health plan is knowing what it covers and what it doesn’t. There can be unexpected costs if you don’t know how your plan works. Continue Reading

The Stress Battle: Tips to help you fight back

The Stress Battle: Tips to help you fight back

Ever find yourself overthinking, being unable to relax, feeling the need to take control, feeling nauseous, or having trouble staying or falling asleep? I do. These are symptoms of stress and anxiety that you may or may not know you’re battling. Luckily, there are a few stress-fighting activities you can practice to help manage your everyday battle. Continue Reading

Group Health Insurance – How Many Americans are Offered Coverage?

Group Health Insurance – How Many Americans are Offered Coverage?

Despite the market shifts in the United States toward individual health insurance coverage, the majority of nonelderly Americans (56 percent) still receive group health insurance coverage through an employer. The coverage rate, however, has decreased slowly from 67 percent in 1999. This is according to a new study by the Kaiser Family Foundation (KFF) that analyzed offer and coverage rates in 2014. Continue Reading

Obamacare in 2017 – Three Changes to Marketplace Coverage

Obamacare in 2017 – Three Changes to Marketplace Coverage

For small business owners and employees, the Affordable Care Act (aka Obamacare) brings its share of pros and cons. For example, while Obamacare mandated many positive changes to the individual health insurance market, many consumers struggle to understand coverage, networks, and costs. As a result, they struggle to make informed purchases. A final rule issued by the administration in February aims to address these common challenges. Continue Reading

UnitedHealth To Exit All But A Few ACA Markets

UnitedHealth To Exit All But A Few ACA Markets

(c) Insurance – Kaiser Health News – Read entire story here.

Massachusetts Physicians Work Around Insurance Companies

Massachusetts Physicians Work Around Insurance Companies

(c) Insurance – Kaiser Health News – Read entire story here.

Your Obamacare tax penalty reminder

Your Obamacare tax penalty reminder

by Lauren Mandel Tax Day is quickly approaching, which means you (should have) filed your taxes and can cruise into the rest of the year without any surprises. Right? Hopefully yes, but for some people, there’s additional information you should know about your taxes and your Obamacare health insurance coverage now and in the future. Did you have to pay the tax penalty? If you could afford health insurance coverage, but instead chose not to enroll in a qualified health plan, you probably saw a fine appear when filing your taxes. This is the tax penalty, or the Obamacare fine all Americans face …Continue Reading

Obamacare can save you money. So, why are people still uninsured?

Obamacare can save you money. So, why are people still uninsured?

by Lauren Mandel A recent piece from TheUpshot states that “having [health] insurance can mean the difference between financial security and financial ruin.” We’ve written countless blogs to support this statement, including pieces about the costly fine individuals face when they choose to go without health insurance, the high out-of-pocket costs you could face as an uninsured American, and real-life scenarios to help people better understand medical costs you could face without coverage. And now, it seems, getting Obamacare coverage can also lower your medical debt. It was originally reported that about one in five Americans struggle to pay their medical bills, but that number has since declined. And…Continue Reading